.frame--wertermittlung{position:relative}.frame-wert__label{display:block;font-size:0.6875rem;text-transform:uppercase;letter-spacing:0.2em;color:var(--color-primary);margin-bottom:0.75rem}.frame-wert__headline{font-family:var(--font-heading);font-size:2.2rem;font-weight:400;margin:0;line-height:1.2}.frame-wert__grid{display:grid;grid-template-columns:3fr 7fr;gap:3rem;align-items:start}.frame-wert__text{color:var(--color-text,#444);line-height:1.71;margin:0 0 1rem}.frame-wert__checklist{list-style:none;padding:0;margin:1.5rem 0 0}.frame-wert__checklist li{display:flex;align-items:flex-start;padding:0.35rem 0;color:var(--color-text,#444);line-height:1.5}.frame-wert__checklist li::before{content:"";display:inline-block;flex-shrink:0;width:0.5em;height:0.5em;margin-top:0.5em;margin-right:0.75rem;border-top:2px solid var(--color-primary);border-right:2px solid var(--color-primary);transform:rotate(45deg)}.frame-wert__wizard{background:#fff;box-shadow:0 4px 48px rgba(0,0,0,0.16),0 0 0 1px rgba(0,0,0,0.06)}.frame-wert__wizard .wizard{margin:0;box-shadow:none}.frame-wert__wizard .wizard__progress-info,.frame-wert__wizard .wizard__step-label{color:var(--color-text)}@media (max-width:991px){.frame-wert__grid{grid-template-columns:1fr}}.frame--broschuere .frame__broschuere-img{max-width:100%;height:auto;display:block;margin-top:-1.875rem}.frame--ansprechpartner .frame__col-img{border-radius:0}.frame--tippgeber{background-size:cover;background-position:center;background-repeat:no-repeat}.frame--tippgeber .frame__heading{text-align:left;margin-bottom:1rem}.frame--tippgeber .frame__text{text-align:left}.themen-grid{display:grid;gap:2rem;max-width:var(--content-width);margin:0 auto}.themen-grid--3{grid-template-columns:repeat(3,1fr)}.themen-card{display:flex;flex-direction:column;text-decoration:none;color:inherit;transition:transform var(--transition)}.themen-card:hover{transform:translateY(-4px)}.themen-card__image{width:100%;height:200px;object-fit:cover;display:block;margin-bottom:1rem}.themen-card__title{font-family:var(--font-heading);font-size:1.3rem;font-weight:400;color:var(--color-text-dark);margin:0.75rem 0 0.5rem;line-height:1.3}.themen-card:hover .themen-card__title{color:var(--color-primary-dark)}.themen-card__text{margin:0 0 0.75rem}.themen-card__link{color:var(--color-primary-dark);transition:color var(--transition)}.themen-card:hover .themen-card__link{color:var(--color-primary)}@media (max-width:767px){.themen-grid--3{grid-template-columns:1fr}}.frame--egp-3moretopics{background:#f9f8f7}.egp-3moretopics__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem}.egp-3moretopics__card{display:block;text-decoration:none;color:inherit}.egp-3moretopics__card-imgwrap{display:block;overflow:hidden}.egp-3moretopics__card-img{width:100%;height:auto;display:block;transition:transform 0.35s ease-in-out}.egp-3moretopics__card:hover .egp-3moretopics__card-img{transform:scale(1.08)}.egp-3moretopics__card-title{font-family:var(--font-heading);font-size:1.3rem;font-weight:400;margin:1.75rem 0 0.5rem;line-height:1.3}.egp-3moretopics__card-text{margin:0 0 0.75rem}.egp-3moretopics__card-link{color:var(--color-primary-dark);transition:color var(--transition)}.egp-3moretopics__card:hover .egp-3moretopics__card-link{color:var(--color-primary)}@media (max-width:767px){.egp-3moretopics__grid{grid-template-columns:1fr;gap:1.5rem}}.frame--objektarten{background:var(--color-white)}.objektarten__grid{display:grid;grid-template-columns:repeat(2,1fr);gap:2rem}.objektarten__card{display:flex;text-decoration:none;color:inherit;background:var(--color-white);box-shadow:0 2px 16px rgba(0,0,0,0.14),0 0 0 1px rgba(0,0,0,0.06);transition:box-shadow var(--transition);overflow:hidden}.objektarten__card:hover{box-shadow:0 6px 32px rgba(0,0,0,0.15)}.objektarten__card-img{flex:0 0 40%;min-height:14rem;background-size:cover;background-position:center}.objektarten__card-body{flex:1;display:flex;flex-direction:column;justify-content:flex-start;padding:2rem 2rem}.objektarten__card-title{font-family:var(--font-heading);font-size:1.3rem;font-weight:400;margin:0 0 0.75rem;line-height:1.3}.objektarten__card-text{margin:0 0 1.25rem}.objektarten__card-body .btn{align-self:flex-start;margin-top:0}@media (max-width:767px){.objektarten__grid{grid-template-columns:1fr}.objektarten__card{flex-direction:column}.objektarten__card-img{flex:none;height:12rem}}.frame-cta{display:grid;grid-template-columns:1fr auto;gap:3rem;align-items:center;max-width:var(--content-width);margin:0 auto}.frame-cta__headline{font-family:var(--font-heading);font-size:2.2rem;font-weight:400;color:var(--color-text-dark);margin:0 0 1rem}.frame-cta__text{margin:0 0 1.25rem}.frame-cta__benefits{list-style:none;padding:0;margin:0 0 1.5rem}.frame-cta__benefits li{display:flex;align-items:flex-start;padding:0.25rem 0;line-height:1.71}.frame-cta__benefits li::before{content:"";display:inline-block;flex-shrink:0;width:0.5em;height:0.5em;margin-top:0.575em;margin-right:0.75rem;border-top:2px solid var(--color-primary);border-right:2px solid var(--color-primary);transform:rotate(45deg)}.frame-cta__image img{max-width:18rem;height:auto;display:block}@media (max-width:767px){.frame-cta{grid-template-columns:1fr;text-align:center}.frame-cta__benefits{display:inline-block;text-align:left}.frame-cta__image{display:none}}.section--contact{background:var(--color-bg-warm)}.section--contact h2{text-align:left;margin-bottom:2rem}.contact-grid{display:grid;grid-template-columns:minmax(0,60%) minmax(0,1fr);gap:7.5rem;align-items:start}@media (min-width:1024px) and (max-width:1399px){.contact-grid{gap:4rem}}@media (max-width:1023px){.contact-grid{grid-template-columns:1fr;gap:3rem}}.contact-form{display:flex;flex-direction:column;gap:1rem}.contact-form>*{margin:0}.contact-form .form-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.contact-form .form-row--thirds{grid-template-columns:1fr 1fr 1fr}.form-field{margin:0}@media (max-width:768px){.contact-form,.contact-form .form-row,.contact-form .form-row--thirds{gap:0}.contact-form .form-row,.contact-form .form-row--thirds{grid-template-columns:1fr}.contact-form>*,.contact-form .form-row .form-field{margin-bottom:0.75rem}.contact-form>*:last-child,.contact-form .form-row .form-field:last-child{margin-bottom:0}}.form-field select,.form-field input,.form-field textarea{width:100%;padding:0.7rem 1rem;border:1px solid var(--color-border);background:var(--color-white);font-family:var(--font-body);font-size:0.95rem;color:var(--color-text);transition:border-color var(--transition)}.form-field select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%23666' d='M6 8L1 3h10z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 1rem center;padding-right:2.5rem;cursor:pointer}.form-field input:focus,.form-field textarea:focus,.form-field select:focus{outline:none;border-color:var(--color-primary)}.form-field--checkbox{display:flex;align-items:flex-start;gap:0.5rem}.form-field--checkbox label{display:flex;align-items:flex-start;gap:0.5rem;font-size:0.9rem;line-height:1.5;color:var(--color-text-dark);cursor:pointer}.form-field--checkbox input[type="checkbox"]{width:auto;flex-shrink:0;margin-top:0.2rem}.contact-form .btn{margin-left:auto;display:flex}.contact-form__hint{display:flex;justify-content:space-between;align-items:flex-start;gap:4rem;font-size:0.82rem;color:var(--color-text-light);line-height:1.6}.contact-form__hint-left{display:flex;align-items:flex-start;gap:0.4rem}.contact-form__hint-left svg{flex-shrink:0;margin-top:0.15rem}.contact-form__hint-right{flex-shrink:0;white-space:nowrap}.contact-form__status{padding:0.75rem 1rem;border-radius:4px;font-size:0.9rem;line-height:1.5;display:none}.contact-form__status--success,.contact-form__status--error{display:block}.contact-form__status--success{background:#e8f5e9;color:#2e7d32;border:1px solid #a5d6a7}.contact-form__status--error{background:#fce4ec;color:#c62828;border:1px solid #ef9a9a}.contact-form__download-link{display:inline-block;margin-top:0.5rem;font-weight:600;color:var(--color-primary,#b8960c);text-decoration:underline}.contact-form__download-link:hover{color:var(--color-primary-dark,#8a7009)}.contact-info{display:flex;flex-direction:column;align-items:flex-start;gap:1.5rem;text-align:left}.contact-info__logo img{max-width:13.75rem;height:auto}.contact-info__company{margin:0.625rem 0 0}address,.contact-info__address{font-style:normal;font-size:1rem;line-height:1.7;color:var(--color-text);margin:0;padding:0;text-indent:0;text-align:left}.contact-info__details{font-size:1rem;color:var(--color-text)}.contact-info__details p{margin-bottom:0.3rem}.contact-info__details a{color:var(--color-text)}.contact-info__email{margin-bottom:0.5rem}.contact-info__email a{color:var(--color-primary)}.contact-info__social{display:flex;gap:1.2rem}.contact-info__social a{display:flex;align-items:center;justify-content:center;width:2.125rem;height:2.125rem;border-radius:50%;background:#ccc;color:#fff;transition:color var(--transition)}.contact-info__social a svg{width:16px;height:16px}.contact-info__social a:hover{color:var(--color-primary)}@media (max-width:767px){}.kf-sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.kf-frame__layout{display:grid;grid-template-columns:1fr auto;gap:2rem;align-items:end}.kf-frame__boxes{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}.kf-card{background:var(--color-white,#fff);border:1px solid var(--color-border,#e0d9cb);border-radius:4px;padding:2rem 1rem 1.6rem;text-align:center}.section--warm .kf-card{border-color:#d6cdb8}.kf-card__counter{font-size:clamp(2.6rem,4.4vw,3.4rem);color:var(--color-primary,#aa9a7f);font-family:var(--font-heading,'Marcellus'),serif;line-height:1;margin-bottom:0.6rem}.kf-card__num{display:inline-block;font-variant-numeric:tabular-nums}.kf-card__label{margin:0;font-size:0.95rem;line-height:1.5;color:#555}.kf-card__label strong{display:inline-block;margin-top:0.2rem;color:var(--color-text-dark,#222);font-weight:700}.kf-frame__cta{display:flex;flex-direction:column;justify-content:flex-end;align-items:stretch;min-width:220px;text-align:center;height:100%}.kf-frame__cta-label{margin:0 0 0.4rem;font-size:0.95rem;line-height:1.2;color:var(--color-text-dark,#222)}.kf-frame__cta-btn{white-space:nowrap;margin-bottom:2px}.kf-form-cols{display:grid;grid-template-columns:1fr 1fr;gap:2rem 3rem;margin-bottom:0}.kf-form-col{display:flex;flex-direction:column;gap:1rem}.section--kf-form .contact-form .btn{margin-top:0}.kf-form-col__title{font-family:var(--font-body);font-size:0.78rem;font-weight:500;color:#888;text-transform:uppercase;letter-spacing:0.06em;margin:0 0 1rem}@media (max-width:900px){.kf-frame__layout{grid-template-columns:1fr;gap:1.5rem}.kf-frame__cta{flex-direction:row;justify-content:center;flex-wrap:wrap;align-items:center;height:auto}.kf-frame__cta-label{margin:0 1rem 0 0}}@media (max-width:700px){.kf-form-cols{grid-template-columns:1fr;gap:1.5rem}}@media (max-width:640px){.kf-frame__boxes{grid-template-columns:1fr;gap:1rem}.kf-card{padding:1.5rem 1rem}.kf-frame__cta{flex-direction:column;width:100%}.kf-frame__cta-label{margin:0 0 0.5rem}.kf-frame__cta-btn{width:100%}}.faq-block{padding:3rem 0;background:#faf9f6}.faq-block__heading{font-family:'Marcellus',Georgia,serif;font-weight:normal;font-size:1.85rem;color:#2a2a2a;margin:0 0 1.5rem;text-align:center}.faq-block__list{max-width:820px;margin:0 auto;display:flex;flex-direction:column;gap:0.75rem}.faq-block__item{background:#fff;border:1px solid #e7e2d9;border-radius:6px;padding:0;overflow:hidden;transition:box-shadow 0.15s}.faq-block__item:hover{box-shadow:0 2px 8px rgba(0,0,0,0.05)}.faq-block__item[open]{border-color:#b8a98e;box-shadow:0 2px 12px rgba(0,0,0,0.06)}.faq-block__question{cursor:pointer;padding:1.1rem 1.3rem;font-family:'Montserrat',sans-serif;font-weight:600;font-size:1.02rem;color:#2a2a2a;list-style:none;position:relative;padding-right:2.5rem;user-select:none}.faq-block__question::-webkit-details-marker{display:none}.faq-block__question::after{content:'+';position:absolute;right:1.2rem;top:50%;transform:translateY(-50%);color:#b8a98e;font-size:1.5rem;font-weight:300;transition:transform 0.2s}.faq-block__item[open] .faq-block__question::after{content:'−';transform:translateY(-50%) rotate(180deg)}.faq-block__answer{padding:0 1.3rem 1.2rem;font-size:0.95rem;line-height:1.65;color:#5a5a5a}.faq-block__answer p{margin:0 0 0.8rem}.faq-block__answer p:last-child{margin-bottom:0}@media (max-width:600px){.faq-block{padding:2rem 0}.faq-block__heading{font-size:1.5rem}.faq-block__question{font-size:0.95rem;padding:1rem 2.5rem 1rem 1rem}}.calc-header{text-align:center;margin-bottom:2.5rem}.calc-header h2{font-family:var(--font-heading);font-size:var(--h2-size);color:var(--color-text-dark);font-weight:400}.calc-intro{max-width:42rem;margin:0 auto 3.5rem;text-align:center;font-size:1rem;line-height:1.75;color:var(--color-text)}.calc__grid{display:grid;grid-template-columns:1fr 1fr;gap:3.5rem;align-items:start}.calc__inputs{display:flex;flex-direction:column;gap:2.5rem}.calc__results{display:flex;flex-direction:column;gap:1rem}.calc-field label{display:block;font-size:1rem;font-weight:500;color:var(--color-text-dark);margin-bottom:0.5rem}.calc-field__row{display:flex;align-items:center;gap:1rem}.calc-field__row input[type="range"]{flex:1;-webkit-appearance:none;appearance:none;height:4px;background:var(--color-border);border-radius:2px;outline:none}.calc-field__row input[type="range"]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:18px;height:18px;border-radius:50%;background:var(--color-primary);cursor:pointer;border:2px solid var(--color-white);box-shadow:0 1px 4px rgba(0,0,0,0.2)}.calc-field__row input[type="range"]::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:var(--color-primary);cursor:pointer;border:2px solid var(--color-white);box-shadow:0 1px 4px rgba(0,0,0,0.2)}.calc-field__input-wrap{display:flex;align-items:center;gap:0.25rem;border:1px solid var(--color-border);border-radius:0.25rem;padding:0.5rem 0.75rem;background:var(--color-white);min-width:8rem}.calc-field__input-wrap--small{min-width:5rem}.calc-field__input-wrap input[type="text"]{border:none;outline:none;font-size:1rem;font-family:var(--font-body);color:var(--color-text-dark);width:100%;text-align:right;background:transparent}.calc-field__unit{font-size:1rem;color:var(--color-text-dark);flex-shrink:0}.calc-field__row select{flex:1;border:1px solid var(--color-border);border-radius:0.25rem;padding:0.68rem 0.75rem;font-size:1rem;font-family:var(--font-body);color:var(--color-text-dark);background:var(--color-white);cursor:pointer}.calc-fields-row{display:grid;grid-template-columns:1fr 1fr;gap:2.5rem}.calc-result-main{text-align:center;padding:1.5rem;background:var(--color-bg-warm);border:1px solid var(--color-border);border-radius:0.25rem}.calc-result-main__label{font-size:1rem;font-weight:600;color:var(--color-text-dark);margin-bottom:0.5rem}.calc-result-main__value{font-family:var(--font-heading);font-size:3.2rem;color:var(--color-primary-dark);font-weight:400;line-height:1.1}.calc-result-stats{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.calc-stat{display:flex;flex-direction:column;gap:0;background:var(--color-white);border:1px solid var(--color-border);border-radius:0.25rem;padding:1rem;text-align:center}.calc-stat__label{font-size:1rem;color:var(--color-text-dark)}.calc-stat__value{font-size:1.4rem;font-weight:600;color:var(--color-text-dark)}.calc-divider{border:none;border-top:1px solid var(--color-border);margin:3rem 0}.calc-bottom{display:grid;grid-template-columns:auto 1fr;gap:3rem;align-items:center}.calc-chart{text-align:center}.calc-chart canvas{max-width:100%;height:auto}.calc-chart__legend{display:flex;gap:1.5rem;justify-content:center;margin-top:1rem;font-size:1rem;color:var(--color-text-dark)}.calc-chart__legend-item{display:flex;align-items:center;gap:0.375rem}.calc-chart__dot{display:inline-block;width:10px;height:10px;border-radius:50%}.calc-chart__dot--ek{background:var(--color-primary)}.calc-chart__dot--darlehen{background:var(--color-text)}.calc-chart__dot--nebenkosten{background:var(--color-border)}.calc-nebenkosten{flex:1}.calc-nebenkosten h4{font-family:var(--font-heading);font-size:1.2rem;color:var(--color-text-dark);margin-bottom:1rem;font-weight:400}.calc-nebenkosten__row{display:flex;justify-content:space-between;padding:0.625rem 0;border-bottom:1px solid var(--color-bg-light);font-size:1rem;color:var(--color-text-dark)}.calc-nebenkosten__row--total{border-bottom:none;border-top:2px solid var(--color-text-dark);font-weight:600;color:var(--color-text-dark);margin-top:0.5rem;padding-top:0.75rem}.calc-tilgungsplan{margin-top:2rem}.calc-tilgungsplan summary{cursor:pointer;font-size:1rem;font-weight:500;color:var(--color-primary-dark);border:1px solid var(--color-border);border-radius:0.25rem;padding:0.75rem 1rem;list-style:none;display:flex;align-items:center;gap:0.5rem}.calc-tilgungsplan summary::before{content:'+';font-size:1.1rem;font-weight:700}.calc-tilgungsplan[open] summary::before{content:'−'}.calc-tilgungsplan summary::-webkit-details-marker{display:none}.calc-tilgungsplan__wrap{overflow-x:auto;margin-top:0.5rem}.calc-tilgungsplan__table{width:100%;border-collapse:collapse;font-size:1rem}.calc-tilgungsplan__table th{background:var(--color-text);color:var(--color-white);font-weight:500;padding:0.625rem 0.75rem;text-align:right;font-size:1rem}.calc-tilgungsplan__table th:first-child{text-align:left}.calc-tilgungsplan__table td{padding:0.5rem 0.75rem;text-align:right;border-bottom:1px solid var(--color-bg-light);color:var(--color-text-dark)}.calc-tilgungsplan__table td:first-child{text-align:left;font-weight:500;color:var(--color-text-dark)}.calc-tilgungsplan__table tbody tr:hover{background:var(--color-bg-warm)}.calc-cta{text-align:center;margin-top:2.5rem;padding-top:2rem;border-top:1px solid var(--color-border)}.calc-cta p{font-size:1rem;color:var(--color-text-dark);margin-bottom:1.25rem}@media (max-width:1024px){.calc__grid{grid-template-columns:1fr;gap:2rem}.calc-bottom{grid-template-columns:1fr;gap:2rem}.calc-chart canvas{max-width:260px;margin:0 auto;display:block}}@media (max-width:767px){.calc-fields-row{grid-template-columns:1fr;gap:1rem}.calc-result-stats{grid-template-columns:1fr;gap:1rem}.calc-result-main__value{font-size:2rem}}